Trying To Move On

While doing some reading today I came across the following comment posted by the Canadian Press on May 7, 2008: "The typical pension plans being offered to Canadians 'will not contribute meaningfully to an adequate retirement income', an organization of pension professionals warned Wednesday. The Association of Canadian Pension Management said it does not necessarily favour traditional employer-guaranteed defined-benefit plans, but is advocating for a level playing field." This same problem exists in the USA and is the main reason for Robert Kiyosaki and Donald Trump's book Why We Want You to be Rich.

The article says that only 25 per cent of people working for private employers have a registered pension plan of any sort, and employers "seem increasingly reluctant" to offer even defined-contribution plans, instead favouring group registered retirement savings plans or no plans at all. The Association of Canadian Pension Management believes that 'this lack of coverage is not in the public good as an employee whose employer chooses not to offer a retirement savings plan is forced to rely on his/her own skill set and motivation for retirement savings'. Unfortunately, this likely means that most people will be gravely disappointed when they reach retirement and cannot live the lifestyle that they had been expecting. Many people will find that they cannot fully retire even if they do not continue in their present job.

Kiyosaki and Trump believe that the solution to this problem is for people to learn business skills that will allow them to earn more money with less time and effort expended. They have a number of suggestions that fall under two general categories; investments or a business system. Under investments fall real estate, paper (stocks, bonds, and the like). Business systems refers to businesses that are set up in such a way that the owners presence is not required for the owner to make money (at least not continuous presence). Suggestions here include developing your own unique system, purchasing a franchise, Internet marketing and multi-level marketing. Both the investment and business system strategies require learning more than the basics if one wants to be successful.

Investments, Internet marketing, and multi-level marketing are the best choices if an individual can only work part time at a new venture while continuing with their full-time position. With investments, people are in their own, or can pay for costly courses to "learn the ropes". Good Internet affiliate marketing and multi-level marketing systems, however, have built in training programs for the people who join. It is inherent within these systems that the people who sponsor a member (upline) are only successful when their downline is successful. So these people are willing to work with new members as long as they have to.

Whatever retirees or those planning for retirement choose for their future is completely up to each individual. But for most it is clear that something must be done to ensure a standard of living and a quality of life that a lifetime of work should provide.

Mark Styranka is the owner of Exciting Destiny.com. He writes on a variety of topics but primarily relating to money making secrets for the stay at home business. To learn more about how you can work & stay at home, Mark recommends that you visit: http://www.ExcitingDestiny.com

AP - Police believe a body found in a small-time evangelist's home freezer is his wife and a mother of eight, and arrested him on a murder charge as he preached at a south Alabama church.

Florida is a popular destination not just for migratory snowbirds and other animals, and for vacationers looking to bask in the sun and sand, but also for an increasing number of retirees who fly down to the Sunshine State during the cold and gloomy winter months.

According to statistics, the city of Ocala is one of the more popular destinations in the state. The city, which is famous for its lovely farms and estates, especially it horse-breeders and racetracks, also offers a lot of housing, investment and retirement-related opportunities for aging baby boomers and their dependents.

Ocala Has a Thriving Arts & Culture Scene

There's a place in the arts for just about everyone in Marion County. The Ocala Civic Theatre, along E. Silver Springs Blvd., produces more than 12 fully staged productions each season, in addition to hosting touring companies. The theater offers a year-round education program that reaches more than 1,000 students each year. The Appleton Museum of Art is the centerpiece of the Appleton Cultural Center, a 44-acre complex which also includes the Ocala Civic Theatre and the Pioneer Garden Club.

The current exhibit, "Diana, Princess of Wales: Dresses for a Cause," has been so popular that the museum has added separate phone lines for ticket reservations. Aside from these, the city is also home to the Brick City Center for the Arts, Central Florida Symphony Orchestra, Marion Performing Ballet, and the Marion Civic Chorale

Marion County Has Excellent Health-Care Facilities For Retirees

As a significant segment of Ocala's population is 65 years or older, the city ranks fourth in the nation in the number of residents above 65 years of age, according to 2003 U.S. Census Bureau data, which compared 390 metropolitan areas around the nation. Three other Florida cities occupy the top three ranks. The health-care industry here experiences what some locals call the "snowbird effect.", as the patient load at doctors' offices and hospital emergency rooms increase during the winter months and decrease during the summertime.

It's no surprise that health care has become one of the biggest industries in the county. Ocala boasts of two major hospitals that are built right across the street from each other, and offer some of the same services and operate busy emergency rooms. Munroe Regional Medical Center is a 421-bed, acute-care hospital, recognized in the US for its excellent heart program. It is the only obstetrics and pediatric hospital in the county. The 200-bed Ocala Regional Medical Center is best known for its Cancer Center, Bariatrics Center and Joint Care Center.

Marion County also has one of the few remaining health departments with a health clinic. Located in Ocala, the clinic provides primary care for the uninsured and interinsurer patients and has a mobile clinic that travels to rural regions of the county. The county recently began offering free prescription drug discount cards to all its residents, and almost all of the local pharmacies accept the discount card, which can cut the cost of prescription drugs as much as 20 percent.

The City Offers Many Housing Options For Retirees

From traditional neighborhoods, exclusive gated communities, to sprawling retirement villages, those looking for the perfect retirement home can find it all in Marion County, and Ocala as well. Areas like Silver Springs Shores and Marion Oaks, are home to more established residential communities and both are still experiencing constant growth.

Others areas like Fore Ranch and Heath Brook are newer retirement havens. The southern portions of the county is also home to a section of the large Villages retirement community , along with other gated retirement communities nearby. West of State Road 200 corridor in Ocala, there also lies the retiree hubs of On Top of the World, and Oak Run to name a few.

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Reuters - Some International Olympic Committee officials cut a deal to let China block sensitive websites despite promises of unrestricted access, a senior IOC official admitted on Wednesday.